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(11)    Patent No :    AP 2682   
(21)    Application No :    AP/P/2009/004906   
(22)    Filing Date :    18.06.2009   
(24)    Date of Grant &    12.06.2013   
           
(45)    Publication :

(30)  Priority Data       
(33) Country    (31) Number    (32) Date
ZA    2008/5323    19.06.2008

(84)    Designated State

BW    GM    GH    KE    LS    MW  MZ   NA   SL
SD    SZ    T Z    UG    ZM    ZW

(73) Applicant(s)
TRUSTCO GROUP INTERNATIONAL (PTY) LTD., 2 Keller

Strasse, Windhoek,
Namibia
(72) Inventors

JONES Johannes, Namibia

VAN ROOYEN Quinton, Namibia

(74) Representative

GALLOWAY & COMPANY

ZIMBABWE
(51)    International  Classification   G06Q 40/00 (2006.01
(54)    Title

Transaction facilitation system

(57)    Abstract

The invention generally provides a system for facilitating the initiation and/or conclusion of an insurance contract, said system including:

-    a telecommunications network;

-    one or more vendor servers having one or more points-of-presence on

the

telecommunications network, said servers including:

"    a CPU;

"    data storage means;

"    input and output means,

wherein software is provided on at least one of the servers which software is operable on one or more of the servers to initiate an insurance contract in response to data received by the server from a user, a vendor, or a third party

over the telecommunications network, wherein when the user completes a financial transaction, a message is sent to the user in which message an offer is made to the user to provide insurance to the user without further charge conditionally on the user responding to the offer by transmitting or having transmitted a message to the one or more servers over the telecommunication network either accepting or rejecting the offer, which

(56)    Documents Cited :    US 2002/0002475 A    US 2003/0182165 A

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