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(11)    Patent No :    AP 2354   
(21)    Application No :    AP/P/2007/004231   
(22)    Filing Date :    15.11.2007   
(24)    Date of Grant &    26.01.2012   
(45)    Publication :

(30)  Priority Data       
(33) Country    (31) Number    (32) Date
ZA    2006/09549    17.11.2006
(84)    Designated State

BW  LS   NA   SZ
(73) Applicant(s)

FIRSTRAND BANK LIMITED, 1st Floor, 4 Merchant Place, Corner Fredman Drive & Rivonia Road, Sandton,
South Africa

(72) Inventors

PRETORIOUS Eugene, South Africa

SIMOES Luis, South Africa

COETZEE Nicholaas, South Africa

et al

(74) Representative



(51)  International  Classification   G06Q 40/00 (2006.01)    H04Q 7/24 (2006.01)

(54)    Title

Authentication process for mobile banking service utilising wap

(57)    Abstract

A method of and system for authenticating a customer accessing a mobile banking service utilising Wireless Application Protocol (WAP) are provided. The method comprises recording and storing customer data in a database, the customer data including a mobile telephone number and a corresponding customer password. A transaction request message is received from a customer's mobile telephone, with the transaction request message including predetermined content entered into said mobile telephone by the customer. The customer is then identified from the customer's mobile telephone number. A password request message is transmitted to the customer's mobile telephone requesting the customer to enter a password and a password is received in response to the request. If the password corresponds to the password in the recorded customer data, a unique Uniform Resource Locator (URL) to be used by the customer to access a WAP banking site is generated. At least elements of the unique URL is recorded in a database and the unique URL is transmitted to the customer.

(56)    Documents Cited :    US 6988657    KR 20080052790    WO 2006095250    KR 20060111822    KR



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