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(11)    Patent No :    AP 2354   
(21)    Application No :    AP/P/2007/004231   
(22)    Filing Date :    15.11.2007   
(24)    Date of Grant &    26.01.2012   
           
(45)    Publication :

(30)  Priority Data       
(33) Country    (31) Number    (32) Date
ZA    2006/09549    17.11.2006
(84)    Designated State

BW  LS   NA   SZ
 
(73) Applicant(s)

FIRSTRAND BANK LIMITED, 1st Floor, 4 Merchant Place, Corner Fredman Drive & Rivonia Road, Sandton,
South Africa

(72) Inventors

PRETORIOUS Eugene, South Africa

SIMOES Luis, South Africa

COETZEE Nicholaas, South Africa

et al

(74) Representative

ADAMS AND ADAMS MOZAMBIQUE

MOZAMBIQUE
 

(51)  International  Classification   G06Q 40/00 (2006.01)    H04Q 7/24 (2006.01)


(54)    Title

Authentication process for mobile banking service utilising wap

(57)    Abstract

A method of and system for authenticating a customer accessing a mobile banking service utilising Wireless Application Protocol (WAP) are provided. The method comprises recording and storing customer data in a database, the customer data including a mobile telephone number and a corresponding customer password. A transaction request message is received from a customer's mobile telephone, with the transaction request message including predetermined content entered into said mobile telephone by the customer. The customer is then identified from the customer's mobile telephone number. A password request message is transmitted to the customer's mobile telephone requesting the customer to enter a password and a password is received in response to the request. If the password corresponds to the password in the recorded customer data, a unique Uniform Resource Locator (URL) to be used by the customer to access a WAP banking site is generated. At least elements of the unique URL is recorded in a database and the unique URL is transmitted to the customer.

(56)    Documents Cited :    US 6988657    KR 20080052790    WO 2006095250    KR 20060111822    KR

19990035274

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