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(11)    Patent No :    AP 2207   
(21)    Application No :    AP/P/2007/004002   
(22)    Filing Date :    26.07.2005   
(24)    Date of Grant &    21.02.2011   
(45)    Publication :

(30)  Priority Data       
(33) Country    (31) Number    (32) Date
ZA    2004/9428    23.11.2004

(84)    Designated State

BW    GM    GH    KE    LS    MW  MZ   NA   SL
SD    SZ    T Z    UG    ZM    ZW
(73) Applicant(s)


Standard Bank Centre, 6 Simmonds Street, 2000
Johannesburg, Gauteng,

South Africa
(72) Inventors

PATHER Pathmanatitan, Gopal, South Africa

VANKER Zunaid, Ebrahim, South Africa

(74) Representative


(51)    International  Classification   G07F 7/10 (2006.01)

(54)    Title

A method and system for securely distributing a personal identification number and associating the number with a financial instrument

(57)    Abstract

A method of securely distributing a financial instrument and an associated personal identification number (PIN) comprises in a first embodiment receiving, via a communications network, application data including personal information about an applicant for a financial instrument. In addition, receiving, via the same or a different communications network, personal identification number (PIN) data including a PIN which is to be used as the PIN for the financial instrument. The application data and the PIN data are stored in a database and then transferred to a financial instrument producer to produce a financial instrument such as a debit or a credit card.

(56)    Documents Cited :    EP 1321907 A    US 5969318 A


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