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(11)    Patent No :    AP 2182   
(21)    Application No :    AP/P/2007/004126   
(22)    Filing Date :    25.10.2005   
(24)    Date of Grant &    30.11.2010   
           
(45)    Publication :

(30)  Priority Data       
(33) Country    (31) Number    (32) Date
ZA    2005/0820    27.01.2005

(84)    Designated State

BW    GM    GH    KE    LS    MW  MZ   NA   SL
SD    SZ    T Z    UG    ZM    ZW

(73) Applicant(s)

VALIDATION CLEARING BUREAU (PROPRIETARY)

LIMITED, 236 Ninth Avenue North, Office 101, Windermere
Centre Office Block, Morningside, Durban 4001,

South Africa

(72) Inventors

KERDACHI Neville, Winston, Joseph, South Africa

(74) Representative

GILL, GODLONTON & GERRANS

ZIMBABWE
 
(51)  International  Classification   G06Q40/00 (2006.01)    G06Q90/00 (2006.01)

(54)    Title

Invoice financing

(57)    Abstract

An electronic invoice financing system (10) includes a supplier invoice transmitler (12) to transmit details of a supplier invoice to a debtor approval manager (16) operable by, or operable to assist, at least one financial institution which finances invoices issued by the supplier, and a debtor accounts payable transmitter (14) to transmit details of a supplier invoice approved for payment, to said debtor approval manager (16). The debtor approval manager (16) includes, or has access to, a database of approved debtors and is configured to receive invoice details from the supplier invoice transmitter (12) and from the debtor accounts payable transmitter (14), and to indicate the status of an invoice for which details were received as validated or verified.

(56)    Documents Cited :    US 2005177435 X    US 2005144130 A

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